FINANCIAL PLANNING
FOR THOSE ENJOYING RETIREMENT
HELPING YOU
You've spent the majority of your life working hard and saving diligently. Now it's time to enjoy the fruits of your labor and build a legacy.
While the responsibilities of your daily life may decrease, the world will continue to present new obstacles. Through our customized planning solutions, you can offload your financial fears and concerns, and instead, spend your time and energy where it matters.
ENJOY a life of FINANCIAL freedom
YOUR GUIDE
BOB RACHLOW - FSA, MAAA
“My passion is to help you enjoy retirement, stress-free.”
When people hear the word "retirement" they often think of sitting on a beach with a margarita in hand. And that very well may be the ideal picture of retirement for many people.
But over the past 20+ years of helping people navigate that phase of life, I've found that it's so much more than that. It's about awakening passions, creating memories, and building a legacy
There is a great sense of fulfillment in guiding people on that journey and seeing that vision unfold.
GET TO KNOW
BOB
EVENING RITUAL
Eat dinner with my wife and son, play outside with the dog, and wind down with a good movie.
OUT OF OFFICE
Both watching and umpiring baseball has been a huge lifelong passion. But above all, I enjoy being a grandpa to my grandson, Grayson.
ON MY BOOKSHELF
The latest edition of the Umpire Handbook :)
FAVORITE DESTINATION
Brown County, IN
LUMINARY EXPERIENCE
THE
Through a free discovery call, we'll see if we're the right match for you while uncovering your vision, values, and goals.
DISCOVER
STRATEGIZE
You’ll be guided through 3 Strategy Sessions, where we’ll optimize every aspect of your finances.
IMPLEMENT
We deliver your Financial Guidebook with our analysis, recommendations, and next steps towards financial freedom.
ENHANCE
We work continually to adjust your Financial Guidebook for any life changes, to ensure you always feel at peace.
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We partnered with Bob and Scott in 2006. We have thoroughly enjoyed the ride. Lee has been a delightful addition to the group. The fact that we can simply pick up the phone at any time to update or make last minute adjustments is extremely important to us. We highly recommend Bob, Scott, and Lee to be YOUR provider for a more secure future.
DAN AND GINGER
Frequently Asked Questions
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My approach to financial planning is unique in that it's both very personal and extremely comprehensive. All money decisions stem from personal values, so the deeper I understand what truly matters to you, the better I can do my job. My goal in our relationship is to help you use money as a tool to live a meaningful life. This requires a thorough understanding of who you are, as well as a holistic analysis of your financial situation that goes far beyond just investments. My designation as a Certified Financial Planner (a designation that only 20% of advisors have) and a Certified Public Accountant allows me to deliver prudent advice in a time when laws, regulations, and strategies are always changing. I dig into the weeds so you don't have to. Sales pitch aside, your comfort level with me is the most important aspect of whether or not we should work together. Money is extremely personal so it's important you are comfortable with whoever you entrust with that responsibility.
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Yes! I'm glad you asked. As a Registered Investment Advisor, I am your "Fiduciary". Meaning, I am legally required to do what is in your best interest and to put your interests ahead of my own. That may sound like common sense, but most advisors are not held to this legal fiduciary standard. It is something I am very proud of and something I take very seriously.
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Nope. You can end the engagement at any time, for any reason. You will just pay a final bill based on any advisor hours incurred to date that have not yet been billed. For example, if you decided to end the engagement mid-month, you would receive a final bill for that month. There are no account closing fees and no annual obligations.
Have more questions?
